Nowadays there are not many options for ordinary man in the street to get their own housing. Rules governing the granting of bank credit to individuals and legal entities in different banks in the main quite similar, yet thorough acquaintance with them will only benefit, since different banks marginally different terms of the loan, interest rate, minimum and maximum amount, term of registration etc. Plays an important role choice of the level of the property, as the price range for homes is very high. However, if you proposes to buy an expensive house, you need to specify a bank term loan in the amount. Apartments on the secondary real estate market also vary in price to a large extent. Acquisition of real estate economy class will cost you less and deliver less trouble in getting loans. If you still intend to buy a luxury property, the bank intends to bring you a more serious demands: how to design the most of the loan and the conditions for its payment. Some financial institutions to draw up a contract, leaving the bank rate unchanged for the entire cycle of lending. These terms of real estate loans are the most beneficial for each person, having no opportunity to buy a house for cash. The initial contribution to the expense of acquiring an apartment of any Bank determines in accordance with applicable within the boundaries of its program conditions. Its size can vary over a very wide range. Program to provide housing for residents of the Russian Federation aimed at 20-30 years.
Wednesday, June 1, 2011
Roofing work
Roof shape is selected depending on the purpose of building and its size. Appointment of roof joists to protect the house from weather and drainage of water from the walls and the cap. The roof of any structure consists of two main parts: the roof and rafters. Roofs come in many different configurations. Single-pitch roof is most often rooted outbuildings, garages, carports. For residential and houses traditional gable roof forms and roof. They are easy to manufacture and are covered by any roofing materials. In the southern areas more often arranged gambrel roof, because they better resist wind loads. Of the roofing materials most reliable and durable properties have slate. For low-rise buildings the best roofing material is tile, but it requires reinforced rafters because of the weight of tile. Roof steel is used in complex configurations roofs. Roll roofing used in the coating business premises or as temporary cover in their houses. In the one-story houses with an average load-bearing wall is usually satisfied with sloping roof rafters, one end resting on the outer wall, the other - on the run, or rack positioned above the middle wall. Elements of the truss connects the dry element staples, nails. By chopped wall ends of rafters are fastened straps. The stone wall rafters are attached as follows: first into the wall, no higher than the fourth joint of masonry, the top is hammered metal ruff. By ershu twist of wire attached to two loops rafters. The ends of the rafters stone house based on a board, put the entire length of the wall, which distributes the load from the rafters at the wall.
Repair of the cellar
In the spring, as soon as prigreet sun, preparing the cellar for the next harvest. To get rid of mold, the cellar should be dry. But it's better to do and disinfection. To do this, from the cellar subjecting all metal objects and utensils, wooden drums, tightly closed, and the root layer of sand to sleep. In the middle of the cellar as high as possible put a porcelain container, pour into it 1 kg of kitchen salt and pour it in the same amount of sulfuric acid. From the cellar to immediately leave; tightly entrance and ventilation openings. A few hours later the cellar open, and when a pair of weathered, - wipe the walls and ceiling, scrub the floor. The air in the cellar after disinfection is clean and mildew for a long time does not appear. If the cellar began to leak water, it is necessary to identify and repair the damaged areas. Before you begin this work, you need to check whether it is possible to lower the groundwater level at your site drainage device with discharge of water into the nearest drain network, or a creek. Repair is best carried in a dry summer, when groundwater levels fall below the floor cellar. Water must be removed in buckets or pump out a pump, then a good dry wall and floor. When the flow of water through the wall, if possible, on the outside wall of a trench dug, and after drying, the walls lay crushed clay layers of fat, well utrambovyvaya it. The result is a reliable gIdr0izolyatsiya. You can even clean the walls from adhering soil, dry and fluff with molten bitumen or asphalt mastic.